Why is Age 50 So Important to SSDI Benefits?

We have been talking recently about the Social Security Disability Insurance program, and how recent trends have shown a rapid increase in the number of individuals filing for benefits as soon as they turn age 50. In this entry, we will cover some more information about why the age of 50 seems to be so important.

The simple explanation is that the federal government provides special treatment, or a free pass if you will, for SSDI applicants age 50 or older.

Why would that be the case, you may wonder.

For obvious reasons, the older you are when you apply for SSDI benefits, the more likely you are to be approved. Age 50 is the first year of this cut-off point, so if 2 identical applicants (other than one being 49 and one being 50 years of age) both apply for SSDI benefits, the 50-year-old is much more likely to be approved for benefits.

Put another way, SSDI applicants under the age of 50 have a much harder time being approved for benefits, although it is not entirely impossible.

You may be thinking that that doesn’t make much sense at all, since disabled is disabled, regardless of the applicant’s age. Unfortunately, the federal government does not see it the same way. The Social Security Administration has stated that the reason those under 50 are less likely to be approved for benefits than those over 50 is because those under 50 are more likely to be able to find work in different fields, utilizing their same skills. The age of 50 was an arbitrary number that was decided upon to signify the turning point where it becomes more difficult to transition into a different field.

As always, if you have any questions related to SSDI benefits, do not hesitate to contact an experienced SSDI attorney immediately. They will be able to answer all your questions, and guide you through the application process.

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